- Industrie: Insurance
- Number of terms: 2862
- Number of blossaries: 0
- Company Profile:
Aetna, Inc. is an American diversified health insurance company, providing a range of traditional and consumer directed health care insurance products and related services, including medical, pharmaceutical, dental, behavioral health, group life, long-term care, and disability plans, and medical ...
The U.S. government uses this system to classify, or group, industries. They are grouped by their products or services.
Industry:Health care
This is a federal law. It limits rules a group health plan can place on benefits for pre-existing health problems. It was passed to give people access to quality health care coverage when they switch jobs. This law does not let group health plans charge higher rates because of a person’s prior health status. It can also limit rules on some individual health plans. The law also helps protect private health information. It sets national standards for handling private health records.
Industry:Health care
This means people can buy a policy on their own after they leave a group plan. It may be offered with certain health and life insurance plans. It is often another choice besides COBRA coverage for health plans.
Industry:Health care
This is an agency that makes state insurance laws. It also makes sure insurance companies follow the laws in their state.
Industry:Health care
It is a health plan that arranges health care services for its members. In most HMO plans, members choose a primary care physician (PCP). The PCP is from the health plan’s provider network. The PCP gives routine care and refers members to network doctors if special care is needed.
Industry:Health care
These rules are used to decide which plan pays first for people who have more than one plan. This helps coordinate coverage and allows claim information to be shared by the plans. This way, the plans can avoid duplicate payments.
Industry:Health care
These are benefits a state requires in a policy. If the benefit is not in the policy, it cannot be sold in the state.
Industry:Health care
This is a type of health plan. The plan has a network of doctors and hospitals that help coordinate your care. This lets you get more benefits than you would with the Original Medicare Plan. It also gives you more benefits than many Medicare supplemental plans.
Industry:Health care
This is the dollar amount you pay for health care expenses. In most plans, you pay this after you meet your deductible limit. For example, you pay a set dollar amount to your doctor for an office visit. So, if your copay is $25, you pay that amount when you go to your doctor. Copays are also used for some hospital outpatient care services in the Original Medicare plan. In prescription drug plans, it is the amount you pay for covered drugs.
Industry:Health care
This is a way that a health plan controls drug costs. It means a person must try certain drugs before a particular brand-name drug will be paid for by the plan. The first drugs are often generic and cost less.
Industry:Health care
